Báo cáo thường niên năm 2023 của Bank of the James Financial Group, Inc.

Bank of the James was founded in 1999 as they watched many of their local banks being taken over by large corporate banks and institutions. They saw the level of service and quality of banking available to their community erode as decisions were being made in other states, and customer service was defined by an automated message at the other end of a 800 number.